Life Insurance Benefits

Basic Life Insurance
Basic Life Insurance is provided by the Unified Government of Athens-Clarke County at no cost to you in an amount equal to twice your annual salary plus $5,000. Should you pass away due to illness, accident or natural causes, this benefit will be paid to your designated beneficiary or estate.

Life Summary Plan Document (active employees)
Beneficiary Designation Form

Additional Life Insurance
You may choose to purchase Contributory Life Insurance at a minimal cost. Medical proof of insurability is not required during your initial enrollment period. However, satisfactory medical evidence of insurability will be necessary for later enrollments or if you increase the amount of your Contributory Life Insurance. You may have a total amount of Basic Life Insurance and Contributory Life Insurance equal to $500,000.

Dependent Life Insurance
You may purchase Dependent Life Insurance in the amount of $15,000, $25,000 or $50,000 for your spouse and $5,000, $10,000 or $15,000 for each eligible child at a minimal cost. Dependent Life Insurance coverage for a child under six (6) months of age is $1,500. When that child reaches six (6) months of age the child is insured at the full amount purchased.

Accidental Death and Dismemberment Benefit
Accidental Death and Dismemberment (AD&D) Insurance is provided to you by the Unified Government of Athens-Clarke County. The schedule of covered losses and benefit amounts may vary depending on the loss.

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